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Buying Apartment Properties

Get Striking Rates on Apartment Loans

Published September 8, 2010 

If you are interested in building apartments to invest your money in commercial properties, you may be looking for apartment building loans at a cheap rate. You need to select a reliable and praiseworthy mortgage banking company that will provide your desired loan amount at a reasonable rate. But this job is not as easy as you think. Choosing the perfect commercial loan financing company is a more tedious job than finding the best rate.

Why Apartments are a Profitable Investment

Published September 15, 2010 

In the next 10 to 15 years, investors will succeed in the real estate business. To succeed in this type of business, investors have to do two things: (a) know which asset classes will have the most profitable rewards and (b) spend money on the best locations.

Among the above-mentioned things, the second one is easier to understand. On the other hand, the first one is what you should try to comprehend. Thus, you better read further…

Pre-Qualify for an Apartment Loan

Published December 19, 2011 

An apartment building loan, also called a multifamily loan, is a commercial loan. Where a residential loan is made primarily to the quality of the borrower, a commercial loan is made to the quality of the income of the property, the quality of the property itself, and the quality of the borrower. So there are really three pre-qualifications for a loan on an apartment building.

THE THREE PRE-QUALIFICATIONS FOR AN APARTMENT BUILDING LOAN

When Are Apartment Bridge Loans Necessary?

Published January 6, 2012 

A number of our clients have wondered when an apartment bridge loan is necessary.

First, it’s important to define what a bridge loan is, for those of you not familiar with bridge loan financing. A bridge loan is a short-term loan that helps you secure financing for a property when the property doesn’t qualify for permanent multifamily financing. The purpose of getting the bridge loan is to have time to improve the property in order that you qualify for permanent apartment financing.

Important Borrower Strengths, Part 1

Published January 14, 2012

Prior to 2008, which we could refer to as the “good old days,” it was so much easier to qualify for a multifamily loan. Now don’t get discouraged, apartment loans are being done every day. It’s just that the loan standards for multifamily financing have become more demanding. And the key is that the borrower’s strengths are now as important, if not more important, than the required strengths for the property.