Wealth Strategies for Apartment Investing

October 14, 2014

In looking at the qualities of a superior apartment loan broker, the following three come to mind:

1. When they give you a letter of interest and you pay your deposit, you have a good degree of comfort that they will be able to complete your loan. No apartment loan broker can guarantee that the loan will close, but a very good multifamily loan broker will have a very high closing percentage of loans.

September 12, 2014

If you want to become a landlord, you need to understand the concept of apartment building mortgages. These are commercial real estate investments that generate rental income for the proprietor. To get the lowest rate apartment loans, here is some essential information that every investor should know.

September 05, 2014

July 29, 2014

Aesop’s Fable – The Tortoise and the Hare was written thousands of years ago. It has stood the test of time and we all know the ending: the tortoise beats the hare. Believe it or not, this is a perfect analogy for winning in the arena of getting commercial properties and commercial apartment loans.

Why does the tortoise beat the hare? Because if you apply this fable to life, the fable is not about one race, but many.

July 15, 2014

This applies strongly to the experienced apartment complex investor as well as the inexperienced apartment complex investor.

You may ask why this applies strongly to the experienced apartment complex investor.

The answer is simple and is best presented in the story of what many commercial lenders experience: The experienced investor applies for a commercial mortgage and is declined because of not having enough cash to do the loan.

June 4, 2014

Many apartment property investors in their acquisition of apartment loans, end up spreading themselves too thin financially. They put too high a proportion of their finances into one or more apartment buildings. This is especially true of those new to getting commercial loans.

Their mindset is to purchase as big of an apartment complex as possible in order to make as much money as possible. They see that apartment complex investing is a highly leveraged investment strategy and they want to throw as much money as possible into the biggest loan possible.

April 30, 2014

People who are new to real estate investment sometimes find themselves stumped by which type of investment to start out with. Commercial or residential? Keep in mind that an apartment complex (commercial property) is defined as five units and above. Four or fewer units is considered a residential property.

We recommend that you start with a residential investment, unless you have a large amount of money to invest and you work with an experienced partner. Why should you do this instead of going with an apartment purchase and multifamily loan?

March 29, 2014

Published July 17, 2010 

Commercial real estate properties fall into four categories:

1.    Retail. Examples are medical centers, hotels, malls, retail stores, shopping centers, public houses, etc.

2.    Office. Office buildings fall into this category.

3.    Industrial. Industrial properties, farm lands, warehouses and garages are examples.

4.    Multifamily. This category includes all multifamily housing buildings or apartments.

Published July 19, 2010