Apartment Loans

March 29, 2014

March 27, 2014

Most community banks borrow money wholesale and sell it to you as an investor in apartment buildings at retail. So how are apartment loan rates determined? Most banks borrow money from other banks or from the Federal Reserve, and almost always on the short term (which means they have to pay it back on the short term). These community banks know their cost of funds and add on a margin of profit.  

March 25, 2014

Did you know there are big differences between commercial apartment properties and residential investment properties? In some ways it’s like two different planets. The differences are vast.

It's important for you to know the differences. Investors new to commercial apartment properties (also known as multifamily properties) or any kind of commercial properties need to become familiar with the differences between residential investment properties. It's very important to do so before moving into the arena of owning commercial properties.

Published March 15, 2014 

Published July 17, 2010 

Commercial real estate properties fall into four categories:

1.    Retail. Examples are medical centers, hotels, malls, retail stores, shopping centers, public houses, etc.

2.    Office. Office buildings fall into this category.

3.    Industrial. Industrial properties, farm lands, warehouses and garages are examples.

4.    Multifamily. This category includes all multifamily housing buildings or apartments.

Published July 19, 2010

Published July 21, 2010 

People will always need a place to live. This is a major advantage for people who own apartment properties. Simply put, they never run out of customers because of the importance of having a home. Apartment financing/commercial funding can help you generate and increase your income. Here are some tips to help you acquire good apartment financing/commercial funding:

Published July 24, 2010 

Any real estate intended for generating income or for any investment purpose is referred to as investment real estate. It is not primarily used for residential purposes. Investment properties range from apartment buildings to rental houses. Some investors also engage in multiple investment properties like multifamily apartments. Multiple investment properties, particularly multiple apartments (as with other investment properties), are a great way to keep earning money.

Published July 26, 2010 

Investors and borrowers are looking for ways to stabilize their finances, so they approach commercial loan lenders. One of the things they’re looking into is alternative financing options, such as commercial bridge loans and hard money loans. If you haven’t heard about these two options yet, read this article to increase your knowledge about them. You never know, you might even try these options out, as well. 

Published July 30, 2010 

Multifamily apartments are beneficial for both tenants and investors. Tenants always have a good place to stay, while investors are never out of business.

So if you’re planning on engaging in a real estate business, we recommend you start with multifamily apartments. You can find properties like these almost anywhere, but you can’t just jump in to every property you see. To make things easier for you, here are some tips to help you in buying multifamily apartments: