Qualifying for Apartment Financing

April 1, 2014

Fannie Mae apartment loans have some of the lowest rates and best terms available in America today for multifamily properties of five units or more. In 2013, Fannie Mae purchased and guaranteed loans from mortgage lenders totaling $28.5 billion dollars. Fannie Mae pools these loans and sells them as mortgage-backed security investments on Wall Street. Here are some of the terms of a Fannie Mae apartment loan:

March 30, 2014

If you are just starting out in commercial real estate and want to function in this world, you need to become fluent in and have an understanding of capitalization rate, also known as cap rate. This is because commercial realtors, commercial appraisers, and commercial lenders all use cap rate to determine the accurate current value of a commercial property. 

March 25, 2014

Did you know there are big differences between commercial apartment properties and residential investment properties? In some ways it’s like two different planets. The differences are vast.

It's important for you to know the differences. Investors new to commercial apartment properties (also known as multifamily properties) or any kind of commercial properties need to become familiar with the differences between residential investment properties. It's very important to do so before moving into the arena of owning commercial properties.

Published March 15, 2014 

Published July 17, 2010 

Commercial real estate properties fall into four categories:

1.    Retail. Examples are medical centers, hotels, malls, retail stores, shopping centers, public houses, etc.

2.    Office. Office buildings fall into this category.

3.    Industrial. Industrial properties, farm lands, warehouses and garages are examples.

4.    Multifamily. This category includes all multifamily housing buildings or apartments.

Published July 21, 2010 

People will always need a place to live. This is a major advantage for people who own apartment properties. Simply put, they never run out of customers because of the importance of having a home. Apartment financing/commercial funding can help you generate and increase your income. Here are some tips to help you acquire good apartment financing/commercial funding:

Published September 3, 2010 

If you are an investor in commercial properties, you may have a hard time choosing one particular mortgage banking company to get commercial property loans from. Moreover, getting cheap commercial loan rates is tough these days. There is one outstanding apartment financing authority based in the United States, named Apartment Loan Store, that offers unique loan processes to satisfy every single investor who knocks on its door. That is correct, I said every investor.

Published September 8, 2010 

If you are interested in building apartments to invest your money in commercial properties, you may be looking for apartment building loans at a cheap rate. You need to select a reliable and praiseworthy mortgage banking company that will provide your desired loan amount at a reasonable rate. But this job is not as easy as you think. Choosing the perfect commercial loan financing company is a more tedious job than finding the best rate.

Published September 22, 2010 

Published December 19, 2011 

An apartment building loan, also called a multifamily loan, is a commercial loan. Where a residential loan is made primarily to the quality of the borrower, a commercial loan is made to the quality of the income of the property, the quality of the property itself, and the quality of the borrower. So there are really three pre-qualifications for a loan on an apartment building.

THE THREE PRE-QUALIFICATIONS FOR AN APARTMENT BUILDING LOAN